The Problem
When someone is drowning in debt, they are desperate for help. That desperation makes them a target. Unlicensed operators charge upfront fees for services they never deliver. Companies promise to "eliminate" debt through nonexistent government programs. Sales-driven firms push people into solutions that benefit the company, not the consumer.
Meanwhile, legitimate professionals — Licensed Insolvency Trustees, qualified lawyers, certified credit counselors — are harder to find because they don't spend millions on aggressive advertising.
Our Solution
MyClearDebt is an education-first directory. We are not a debt relief company. We do not provide financial or legal advice. We do not negotiate with creditors. We do not charge consumers anything.
Instead, we do three things:
1. Educate
We publish unbiased, comprehensive guides on every debt relief option — consumer proposals, bankruptcy, consolidation, counseling, settlement. We explain costs, timelines, credit impact, and eligibility so you understand your choices before talking to anyone.
2. Verify
We cross-reference every provider against official government registers. Licensed Insolvency Trustees are verified through the Office of the Superintendent of Bankruptcy. Lawyers are verified through provincial law societies. No one appears on our site without verifiable credentials.
3. Connect
When you are ready, we help you find verified providers in your area. You choose who contacts you. We never share your information without your explicit consent, and no one reaches out unless you ask them to.
Our Principles
Education before sales
We help you understand before we help you find.
Transparent about everything
Our revenue model, our verification process, our limitations.
Pro-consumer, always
When provider interests conflict with consumer interests, we choose consumers.
Licensed providers only
We don't list anyone who can't prove their credentials against government records.
No dark patterns
No popups, no countdown timers, no fake urgency, no pre-checked consent boxes.
Data-driven, not opinion-driven
Our content cites official sources: OSB, CAIRP, CFPB, FTC. Not our opinions.
Get in Touch
Have questions, feedback, or want to report an issue? Reach us at [email protected].