Debt Relief in California
California is the most populous state and has two sets of state bankruptcy exemptions — System 1 and System 2 — allowing filers to choose the most advantageous option. California has a high volume of bankruptcy filings and extensive networks of credit counseling agencies. The state's high cost of living and housing costs make debt relief services particularly important for residents across the state.
FAQ
What debt relief options are available in California?
Residents of California have access to consumer proposals, personal bankruptcy, debt consolidation loans, credit counselling, and debt management plans. Consumer proposals and bankruptcy are administered by Licensed Insolvency Trustees under federal law.
How do I find a Licensed Insolvency Trustee in California?
You can browse our verified directory of 0 Licensed Insolvency Trustees in California, or search the Office of the Superintendent of Bankruptcy (OSB) register. Initial consultations are typically free.