Debt Relief in Ohio
Ohio residents can file for Chapter 7 or Chapter 13 bankruptcy using Ohio's state exemptions. The homestead exemption protects up to $145,425 in home equity. Ohio does not allow use of federal exemptions. The state has high bankruptcy filing volumes, particularly in the Cleveland, Columbus, and Cincinnati metro areas. Nonprofit credit counseling agencies are widely available.
FAQ
What debt relief options are available in Ohio?
Residents of Ohio have access to consumer proposals, personal bankruptcy, debt consolidation loans, credit counselling, and debt management plans. Consumer proposals and bankruptcy are administered by Licensed Insolvency Trustees under federal law.
How do I find a Licensed Insolvency Trustee in Ohio?
You can browse our verified directory of 0 Licensed Insolvency Trustees in Ohio, or search the Office of the Superintendent of Bankruptcy (OSB) register. Initial consultations are typically free.