Debt Relief in Pennsylvania
Pennsylvania allows bankruptcy filers to choose between federal and state exemptions. Pennsylvania's state exemptions are relatively modest, so many filers choose the federal exemptions. The state has high bankruptcy filing volumes, particularly in the Philadelphia and Pittsburgh metro areas. Credit counseling agencies and legal aid organizations are widely available.
FAQ
What debt relief options are available in Pennsylvania?
Residents of Pennsylvania have access to consumer proposals, personal bankruptcy, debt consolidation loans, credit counselling, and debt management plans. Consumer proposals and bankruptcy are administered by Licensed Insolvency Trustees under federal law.
How do I find a Licensed Insolvency Trustee in Pennsylvania?
You can browse our verified directory of 0 Licensed Insolvency Trustees in Pennsylvania, or search the Office of the Superintendent of Bankruptcy (OSB) register. Initial consultations are typically free.